Privacy Notice

Bread Head collects only the information necessary to operate the app and improve your experience. This includes:

• Account information — name and email address when you create an account or sign up for early access.
• Usage data — in-app activity such as lessons completed, journal entries, and budgeting inputs. This data is stored locally on your device and is not shared with third parties.
• Device information — operating system version and app version, used solely for debugging and compatibility.

We do not collect financial account numbers, Social Security numbers, or any payment information.

Information we collect is used to:

• Operate and improve the Bread Head app and website.
• Send transactional emails such as early access confirmations.
• Diagnose technical issues and ensure app stability.

We do not sell, rent, or share your personal information with advertisers or data brokers.

Account information is retained for as long as your account is active. You may request deletion of your data at any time by emailing breadhead.org@gmail.com. We will process deletion requests within 30 days.

The Bread Head website uses no third-party analytics or advertising cookies. We do not track you across other websites.

Bread Head is designed for teenagers aged 13 and older. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us and we will delete it promptly.

We use industry-standard practices to protect your data, including encrypted transmission (HTTPS) and access controls. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security.

By accessing bread-head.org or using the Bread Head app, you agree to these Terms of Use. If you do not agree, please do not use our services.

Bread Head is provided for personal, educational, and non-commercial use only. You agree not to:

• Attempt to gain unauthorized access to any part of the service.
• Use the service to distribute spam or malicious content.
• Reproduce, redistribute, or resell any content from Bread Head without written permission.

Content provided by Bread Head is for general financial education only. It does not constitute financial, legal, or tax advice. Always consult a qualified professional for decisions specific to your situation.

All content, design, and code on bread-head.org and within the Bread Head app is owned by Bread Head and protected by applicable copyright and intellectual property laws.

Bread Head is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Bread Head and its creators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the service.

We may update this Privacy Notice and Terms of Use periodically. When we do, we will revise the "Last updated" date at the top of this page. Continued use of Bread Head after changes constitutes acceptance of the updated terms.